WEB EXCLUSIVE: Programs for First Time Home Buyers

Programs for First Time Home Buyers. (WKEF/WRGT)

CENTERVILLE, Ohio (WRGT/WKEF) -- It's tough being a "20-something" and living with your parents, but there are faster ways to become a home owner than you may think. Realtors tell FOX45 that a lot of millennials are stuck in the rent cycle because of student debt, and the ever changing job landscape. Being in a home for an extended period of time can be a difficult commitment if work is moving you around every few years.

In a special report, FOX45 told you some of the programs available to help first time home buyers. You can find links to those programs below.

The Ohio Housing Finance Agency (OHFA) has programs to help recent college graduates get in a home faster, which can be especially helpful with heavy student loans.

You can find more information here. (

The Chenoa Fund is a down payment assistance program that is not state run. (

For those who may be interested in settling in rural areas of the Miami Valley, the US Department of Agriculture offers loans with no down payments. Rural areas may not necessarily be far out from the city. Realtors tell FOX45 that some parts of Bellbrook qualify, and other spots in the Dayton area that you may not expect to qualify. For more information head here (

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