ABC 22 News Team
- Alexandra Lewis
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High: 82 Winds: S 5-10 mph
Tonight: Clouds Fill in and Rain Chances Increase Through the Morning.
Low: 63 Winds: S 5-15 mph
Four Steps You Should Take BEFORE a Storm
MIAMI VALLEY -- Wednesday's storm damaged roads and buildings alike with floodwater and hail. AAA Insurance offers the following tips that every household should follow in case disaster strikes:
Home Inventory Tips
Photocopy your wallet - Copy the front and back of your credit and debit cards, insurance cards, license or other ID, membership cards and more. If your wallet is lost or stolen, it will be easier for you to report and replace the missing items.
Create a document location list - Jot down where your documents are stored, indicating what's in your home filing cabinets, storage boxes, lock box and safe-deposit box at a bank.
Write up your personal inventory - Make a list of your banking, loan, credit card, insurance, investment and real estate information. For each account, include the issuer's name, account type and number, name of the account holder, customer service numbers, expiration and payment due dates, online user names and passwords, and other pertinent information. That way you'll have quick access to your accounts, all in one place.
Plus, put together a list of jewelry, artwork, electronics and other household valuables, with an estimate of their worth. When evaluating high-value items, a professional appraisal company might be helpful. Take photos or video of each item to keep with your inventory. Also, remember to update your homeowners policy with any new, high-ticket purchases. This will make it easier for you when filing an insurance claim.
File your documents for safekeeping - Gather your wallet photocopies and lists. Make four sets of photocopies of everything. Place one set in a clearly marked file at home. Store one set in a watertight, fireproof file with your Disaster Preparedness Kit. Put another copy in your safe-deposit box at the bank. Also give one set to your attorney, trusted friend, or family member who doesn't live with you.
Creating a simple home inventory helps you track what you own and what it's worth. It can be invaluable in deciding how much insurance coverage you need and making sure you are protected if you ever need to file a claim. For more home inventory tips or to get information on what type of storm damage is covered, call AAA Insurance at 855-732-0145.
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